All Poles who have reached the retirement age from January 1, 2022 will be covered by the provisions of the Polish Tax Agreement. Were it not for the change in the method of settling the health insurance contribution, the changes would also be beneficial for everyone. However, for people with high pensions, the benefits of lower taxes will not be able to deduct the health contribution from tax, which will wipe out the benefits. However, for the vast majority of pensioners, from the new year only the 9% contribution will be deducted from the gross amount of the old-age pension. for health insurance. Earning seniors, apart from the reduction of income taxes to less than PLN 9.7 gross per month, taking advantage of a special tax relief, will not pay PIT, but only the health insurance premium. We present calculations and calculations, check it out!
The act, known as the Tax New Deal, is waiting for the president’s signature and publication in the Journal of Laws to enter into force. It will probably happen soon and from 1 January 2022 we will have a new shape of the act on personal income tax. Fundamental changes concern the tax on pensions and taxation of people over 65 years of age.
Tax reform, which is the main element of the Polish Governance, incl. raises the tax-free amount to 30,000 PLN and the tax threshold of 85 thousand. PLN up to 120 thousand. zloty.
Thanks to the changes, retirees and pensioners receiving benefits up to PLN 2,500 gross from next year will not pay tax at all. Does this mean that they will get the full amount from January? No, it still remains a gross amount, because ZUS will deduct 9 percent from it. health insurance premiums. By the end of 2021, this premium was also 9%, but 7.75%. was tax deductible. Now he will be fully deducted from his pension.
A person currently receiving the lowest pension is PLN 1,250.88 gross she will receive PLN 1,138 on hand, because ZUS will deduct PLN 112.58 from her as a health insurance contribution.