An avalanche of bankruptcies. It has not been that bad in Poland for a long time – o2

It wasn’t that bad in a long time

Throughout last year, 18.2 thousand new jobs were added to Poland. consumer bankruptcies. It is almost 40 percent. more than in the record-breaking previous year. Interestingly, starting from 2015, the level achieved in the previous 12 months was beaten each year.

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In December 2021 alone, 1,531 notices of bankruptcy of a natural person were published in “Monitor Sądowy i Gospodarczy”. As the experts of the Bankier portal conclude, while interest in consumer bankruptcy remains high, the upward trend is slowly slowing down. In the past year, no sudden spikes in the number of advertisements have been recorded. This indicator remained at the level of 1.4-1.5 thousand. monthly.

All because of the new law

Bankruptcy keeps coming because the law allows it. March 2020 turned out to be a turning point for debtors, when the bankruptcy law was amended. Earlier, the court could have rejected such a request on the ground of “deliberate” bankruptcy of the consumer. Currently, it is possible to declare bankruptcy regardless of the debtor’s fault.

See also: 100,000 deaths due to COVID-19 in Poland. “We can only be silent”

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For debtors who have, intentionally or through negligence, made insolvency, the repayment schedule cannot be established for a period shorter than 3 years and longer than 7 years. These are stricter rules than in the case of other bankruptcies with a maximum period of 36 months.

If the personal situation of the debtor clearly indicates that he is permanently incapable of making any repayments, it is possible to write off the liabilities without establishing a repayment plan.

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About Eric Wilson

The variety offered by video games never ceases to amaze him. He loves OutRun's drifting as well as the contemplative walks of Dear Esther. Immersing himself in other worlds is an incomparable feeling for him: he understood it by playing for the first time in Shenmue.

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