ANSES Credit: How to Request Up to $400,000, Line Requirements and Limitations Effective Today

National Social Security Administration (Ances) Argentina officially announced its introduction. Up to $400,000 in credits For active workers enrolled in a pension plan. The measures are part of a package in which the government aims to cushion the purchasing power impact of the currency devaluation that took place the day after PASO, and, according to official intentions, is aimed at strengthening the incomes of Argentine households. It is said that The line went official last Friday and is now available for requests starting today, Monday, September 18th.

According to the director of ANSES: Fernanda La BelletaCredit will be granted within the framework of. Income Enhancement Program for Families in Argentina. Dependent workers who contribute to the Argentine General Pension Plan (SIPA) will have access to these credits. The nominal annual interest rate (TNA) is 50% for all repayment terms of 24, 36, or 48 months.

The maximum amount of the credit is $400,000 and will be placed on a worker-owned credit card. Loan payments are made in consecutive installments that are debited from the employee’s payroll account from the 1st to the 10th of each month.

Point by point:

• he The maximum amount $400,000 of the credit.
• of rate The annual nominal value (TNA) is 50% for all amortization periods.
• The methods for recognizing credits are as follows. credit card A salary account is placed and kept by the extended worker by the bank from which he receives his monthly remuneration.
• Loan payments are made in the following ways Monthly and consecutive installments Depending on the repayment period selected by the policyholder, the employee’s payroll account will be debited from the 1st to the 10th of each month in 24, 36, or 48 installments.
• The limit of influence on the ratio of compensation quota and income of male and female workers is 20% of salary.
• Workers can access one credit requested within the framework of Decree No. 463/23, regardless of the amount of credit required.
• The resolution also stipulates that work will be carried out through an electronic platform under the responsibility of ANSES’s Directorate-General for Informatics and Innovation.

1. Access to the ANSES platform: Visit the official ANSES website and use your social security code to access the platform. If you don’t have a key yet, you can create one now.
2. Select options: Once you enter the platform, select the “Employee Credit” option to begin the application process.
3. Data validation: The system will ask you to confirm or change your contact information. Please make sure all information is correct.
4. Document entry: To verify your identity, you will need to upload the procedure number found on your ID.
5. Credit simulation: The application allows you to simulate credit according to set amounts and conditions. This generates an electronic document that allows you to know the financial details of your loan.
6. Formal request: Complete the “loan application” on the platform. This constitutes formal acceptance of the credit grant terms.
7. Verified by ANSES: You will receive a verification code, which you must present along with your ID at the ANSES office within 7 business days.
8. Approval and transfer: If ANSES approves your application, the loan amount will be transferred to your selected credit card within 7 business days.

Credit is for consumption and the beneficiary is You cannot purchase dollars, withdraw money from your card, or make fixed installment payments.. In addition, the ratio of quota and income to the worker’s compensation should not exceed 20% of his salary.

As a new restriction, the Central Bank’s Communication 7840 stipulates that beneficiaries cannot access the exchange market to purchase foreign currency until they have paid off their debts. This restriction also applies to his MEP dollars, which can be accessed by opening a customer account through a bank or stock exchange.

The measure aims to provide alternative financing to Argentina’s formal workers in a complex economic situation. With lower interest rates than traditional financial markets, these loans are an option for people looking to increase purchasing power.