Pensions, foreclosures are triggered: this is what is happening

Inflation that makes shopping carts more and more empty, bills more and more high, rent or mortgage to pay. All costs that reduce the purchasing power of families and that also bring many retirees to their knees.

The first indicator of the situation is given by the volunteers, according to whom, the lines in front of the distribution points of food parcels are getting longer and longer. There are other elements that help to shape the current picture, starting with pensions.

Foreclosed pensions

The Favor debitoris association, which monitors the relationship between debts and usury, claims that the pensions currently placed under foreclosure are at least 200 thousand and fears that this is an optimistic number. The decree Aid-bis intervened by bringing the non-attachment limit of pensions from 700 to one thousand euros. An extra protection that does not solve the problem, especially in this particular moment in which, between inflation and expensive bills, incomes and pensions suffer rapid erosion.

It also increases the risk of losing your home. In 2019, the greatest number of real estate foreclosures involved the North (56.86%), while in the Center and South, the phenomenon occurred at a rate of 19.41% and 23.73%. Giovanni Pastore, founder of the Favor debitoris association, from the pages of Il Messaggero, draws attention to the constant weakening of the middle class which, crushed by the higher costs it has to bear, slips towards the poverty line, thus awakening an already existing phenomenon. for some time and soothed by the pandemic period, during which foreclosures and forced executions were suspended. If 2020 and 2021 did not allow us to feel the full gravity of the situation, concludes Pastore, 2022 and 2023 could be a cold shower.

Wear risk

In addition to canonical usury, the director of Caritas in Rome, Giustino Trincia denounces the development of “proximity” usury. A neighbor or an acquaintance who lends small sums – even only 100 euros – to those who need them and then asks for them the restitution with interest.

Marcella Caradonna, president of the Order of Chartered Accountants and Accounting Experts of Milan, offers a glimpse of the truth according to which people get into debt by giving up the fifth of their pension and this limits the ability of families to maneuver even more, making the blanket shorter and shorter.

To prevent people, families and retirees from resorting to credit channels, especially unofficial ones, immediate aid is needed. This is the summary of the thought of Antonella Sciarrone Alibrandi, Vice Rector of the Catholic University and director of the observatory on debt, convinced that more support is needed to protect the sections of the population which, in the face of fixed income, do not have the sufficient tools to counteract the rising cost of living. All this, concludes the expert, would avoid recourse to over-indebtedness or, worse, to the support of organized crime.

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About Banner Leon

Videogames entered his life in the late '80s, at the time of the first meeting with Super Mario Bros, and even today they make it a permanent part, after almost 30 years. Pros and defects: he manages to finish Super Mario Bros in less than 5 minutes but he has never finished Final Fight with a credit ... he's still trying.

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