In December, it will be possible to purchase retail treasury bonds with an interest rate of 0.50 percent. up to 1.70% in the first year of saving for the standard offer and 1.50 percent. and 2.00 percent in the case of family instruments.
– The sales results confirm the continued interest in treasury retail instruments. Since the beginning of this year, individual buyers have spent over PLN 36 billion on their purchase – comments Sebastian Skuza, secretary of state at the Ministry of Finance.
Conditions for the issue of Treasury savings bonds in December:
The interest rate on 3-month fixed-rate bonds is 0.50 percent. per year, and for 2-year-olds 1.00% In the first interest period, the remaining bonds bear interest respectively: 1.10 percent. for 3-year-olds, 1.30 percent for 4-year-olds and 1.70 percent. for 10-year-olds.
The 6-year and 12-year family bonds for the beneficiaries of the “Rodzina 500 plus” program bear interest of 1.50 percent respectively. and 2.00 percent in the first year of saving.
The interest rate on 3-year bonds is calculated every six months based on the value of the six-month WIBOR6M interest rate. In the case of 4-year bonds, the interest rate changes every year and is calculated on the basis of the sum of the inflation rate from the last 12 months and the margin – maintained at 0.75%.
The same interest rate change mechanism also applies to 10-year bonds, but the margin is higher, which is 1.00%.
The interest rate on family bonds changes every year and is calculated on the basis of the sum of the inflation rate for the last 12 months and a preferential margin of 1.25% for 6-year bonds and 1.50% for 12-year-olds.